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Payments & invoicing

How to take payments through Pillar

Connect Stripe once and every invoice you send can be paid online by card or bank. This guide walks the whole flow, from setup to deposits, plus recording the occasional check.

6 minute readUpdated August 13, 2026

Connect Stripe, one time

Where to clickAdminPayment ProcessingConnect with Stripe

Press Admin at the bottom of the left sidebar, then pick Payment Processing from the admin menu that appears. Press Connect with Stripe, and if you do not have a Stripe account yet, the page links to a free signup.

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The three clicks, in order: Admin, Payment Processing, Connect with Stripe.

Pillar shows you exactly how fees work before anything connects, and you confirm with one checkbox. Stripe then walks you through authorizing the connection on their site.

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No surprises: the fee terms are shown up front, before you connect.

Payments taken through Pillar carry Stripe’s standard processing fees on your own Stripe account, plus 1% to Pillar. Cash and checks cost nothing.

Send the invoice

Where to clickInvoicesopen the draftEmail Invoice to Customer

A draft invoice cannot take payments yet. Press Invoices in the left sidebar, open the draft, and choose one of the two buttons at the top.

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Email it, or mark it sent without contacting the customer.

Email Invoice to Customer sends the invoice with a link to view and pay it online. Mark as Sent — No Email just makes the invoice payable, for jobs where you are handed cash or a check on the spot.

Your customer pays online

Where to clickTheir emailView & Pay InvoicePay

Your customer presses View & Pay Invoice in the email, which opens the invoice in your customer portal with the amount due and a pay button. Customers who sign in to the portal directly find the same invoice under My Invoices.

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What your customer sees. The Pay button opens a secure Stripe checkout page in your business name.

Checkout offers whatever you have switched on in your own Stripe account, so cards work out of the box and wallets like Apple Pay or Google Pay appear automatically once enabled there. The invoice flips to paid on its own the moment the payment lands.

Record cash and checks yourself

Where to clickInvoicesany unpaid invoiceRecord Payment

For money that never touches the internet, press Invoices in the left sidebar and open any unpaid invoice with View.

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The list shows exactly what is unpaid, partial, and overdue.

Press Record Payment to log any amount up to the balance due, or Mark as Paid to settle the whole remaining balance in one step.

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Record Payment for partial amounts, Mark as Paid for the full balance.

Pick how they paid, drop the check number in the reference field if you have one, and save. Partial payments move the invoice to partially paid automatically.

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Cash, check, bank transfer, or a card charge you ran outside Pillar.

Collect a deposit over the phone

Where to clickJobsopen the jobRequest deposit

Press Jobs in the left sidebar and open the job you are booking. Scroll to the Deposits card and press Request deposit.

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Every job has a Deposits card. Request deposit lives on it.

Ask for a flat amount, a percentage of the estimate, or your service call fee, then tick text, email, or both. The customer gets a payment link while you are still on the call.

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The link goes out by text or email and the deposit invoice tracks itself.

Turn on bank payments if you want them

Where to clickAdminPayment SettingsAccept bank payments (ACH)Save Changes

Bank payments cost less in processing than cards on large invoices, but they take 3 to 5 business days to clear. They are off until you press Admin in the left sidebar, pick Payment Settings, flip Accept bank payments (ACH), and press Save Changes.

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Flip the switch, save, and enable ACH Direct Debit in your Stripe dashboard too.

One extra step happens on Stripe's side: enable ACH Direct Debit in your own Stripe dashboard, and the page walks you to it. While a bank payment is clearing, Pillar blocks other payments on that invoice so nothing gets paid twice.

See every payment on the invoice

Where to clickInvoicesopen the invoicePayment History

Every payment, however it arrived, is listed at the bottom of its invoice with the method, date, and status. Owners can refund a completed online payment from the same list.

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The invoice tells the whole story: totals, balance, and each payment.

Common questions

Can I charge a card myself, from my side?

No, and that is deliberate: your customer enters their own card on a secure Stripe page, so card numbers never pass through you or Pillar. The card options inside Record Payment are for logging a charge you ran somewhere else, like your own terminal.

Can I take a payment before the customer ever sees the invoice?

Yes. Press Mark as Sent on the draft, which makes it payable without emailing anyone, then press Record Payment and log the cash or check.

Can a customer pay part of an invoice?

Record Payment accepts any amount up to the balance due, so partial cash and check payments are easy. The online Pay button settles the full amount due in one go.

When does the money reach my bank account?

Card payments follow the payout schedule on your own Stripe account, typically about two business days. Bank payments take 3 to 5 business days to clear before they count as paid.

What about refunds?

Owners can refund any completed online payment straight from the invoice, in full or in part. The refund shows up in the same payment list.

Related reading

Try it on your own account

Pillar is free for one person, with every feature on. Set it up in an afternoon and see the whole flow yourself.

Start free

No card. No contract. No sales call.